Do I Qualify?

Candidates are generally over the age of 65 and have a net worth of several million dollars or more.  Premium financing allows these individuals to use a combination of the life insurance policy and other assets as collateral for a third-party loan to fund the life insurance policy.

Premium financing programs are designed for:

• Individuals with large estates that wish to bequeath as much as possible to future generations.
• Individuals with significant insurance needs that desire to finance the payments with little or no out of pocket costs.
• Individuals reluctant to liquidate high yielding assets to make policy payments.
• Individuals uncertain of the current status of the Federal Estate Tax and wish to hedge their insurability.